Guide
Writing numbers in words for cheques, invoices and essays
Amounts in words appear on cheques, invoices, contracts, receipts and legal documents, where the words protect against altered digits. Numbers are also spelled out in essays and formal writing. Getting the wording exactly right — the hyphens, the “and”, the cents — is fiddly. Type a number and every useful form appears at once, ready to copy.
The forms you get
“In words” writes the number as it is read aloud: 1,234.56 becomes one thousand two hundred thirty-four point five six. “Amount” writes it as money in the currency you choose: one thousand two hundred thirty-four dollars and fifty-six cents. The cheque line follows the US banking convention of writing cents as a fraction: One thousand two hundred thirty-four and 56/100 dollars. Whole numbers also get an ordinal, such as twenty-first or one hundred and second.
Cheque writing tips
Start the words at the very left of the amount line and draw a line through the space after them, so nothing can be added. In the US, the cents are usually written as a fraction over 100, even when they are zero (and 00/100). In the UK and many other countries, cheques write “pounds” and “pence” in words, or end with “only”. Make sure the words and the figures match: if they differ, banks generally treat the words as the amount.
Indian numbering
India, Pakistan, Bangladesh and Nepal group large numbers in lakhs (1,00,000) and crores (1,00,00,000). Choose “Lakh and crore” and 12,34,567 becomes twelve lakh thirty-four thousand five hundred sixty-seven, with the digits grouped the Indian way. Amounts above a hundred crore are written in crores, for example one thousand crore. Rupee amounts follow the usual form “Rupees … only”.
Hyphens, “and” and capitals
Numbers from twenty-one to ninety-nine are hyphenated, as style guides require. British, Australian and Indian English put “and” before the last part of a number (one hundred and five); American English usually leaves it out. Choose sentence case for documents, lower case to drop the words into a sentence, or upper case for cheques and forms that are filled in capitals.
Large numbers and decimals
Numbers up to 39 digits are supported, up to undecillion in the short scale used in English today, where a billion is a thousand million. Negative numbers start with “minus”. If your source uses a decimal comma, choose it, and 1.234,5 is read as one thousand two hundred thirty-four point five.
Private
The conversion runs in your browser, which matters for invoice and salary figures.
A worked example
Type 1,250.75 with US dollars selected. The words read one thousand two hundred fifty point seven five; the amount reads one thousand two hundred fifty dollars and seventy-five cents; and the cheque line reads One thousand two hundred fifty and 75/100 dollars. Switch to pounds sterling and the British “and”, and the amount becomes one thousand two hundred and fifty pounds and seventy-five pence, the form British cheques and invoices use.
Related tools
Create the invoice itself with the Invoice Generator, write Roman numerals with the Roman Numeral Converter, or work out amounts with the Percentage Calculator.
Checked against the current version of the Number to Words Converter on .

